Turn-key 4 bedroom Raised-Ranch in the desirable Three Lakes Neighborhood. Sun-filled open spaces and hardwood floors lead you throughout the main level. The kitchen features granite countertops, stainless steel appliances, and a breakfast bar. The walk-out lower level has plenty of space for a play room, media room, home office, and additional storage along with a full bathroom and access to the garage. Entertaining is effortless with two sliders leading out to the deck, perfect for grilling and al fresco dining. Relax in the tranquil river-front backyard, where the peaceful sounds of nature and the babbling brook offer a feeling of tranquility. This quiet, suburban location is perfect for evening strolls, bike riding, and a quick drive to the Merritt Pkwy and all that Stamford has to offer; shops, dining, parks, and more! Recent upgrades include: foam insulation in the attic (2016), upgraded electric to 200A (2017), installed central air for the main level (2018). Electric: ~160/mo (summer), ~$100/mo (winter). Gas: ~$45/mo (summer), ~$200/mo (winter). Water: $25/mo. Sewer: $160/year (2 payments of $80). ***Flood Insurance Required, Current Owner Pays $2,422 annually***